Experian’s 125-Year Evolution
From a London credit registry to a global data & analytics leader.
Experian: Powering Prosperity Through Data
For over 125 years, Experian has helped businesses and individuals make smarter decisions — turning data into opportunity, trust, and growth.
Explore Our Solutions
Insights & Perspectives
2025 Credit Trends Report
How AI and open banking are reshaping financial inclusion.
Leadership Q&A
Interview with Experian’s former Group CEO on ethics in data.
Top 5 Ways Data Prevents Fraud
Real-world cases from banking, healthcare, and government.
About Experian
History
Founded in 1896 in London as the Registry of Consumer Credit, Experian has grown into one of the world’s largest credit bureaus and data analytics firms — operating in 40+ countries.
Mission
“To use the power of data to help people and organizations prosper.”
Structure
Operates 3 global segments: Credit Services, Decision Analytics, and Marketing Services.
121M+
U.S. Consumers Served
40+
Countries Operating
3,500+
Data Scientists & Engineers
Global Impact
Financial Inclusion
Experian’s Boost® and GoFreeScore™ programs have helped 7M+ underbanked consumers build credit using utility and rent payments.
Fraud Prevention
CrossCore® stops over $25B in fraud annually across banking, e-commerce, and government sectors.
SME Growth
Experian Ascend® enables lenders to serve small businesses faster — reducing approval time from weeks to minutes.
Core Solutions
Consumer Credit Reporting
Real-time access to credit files (FICO®, VantageScore®), dispute resolution, and identity monitoring.
AI-Powered Decisioning
Precise, ethical AI models (e.g., OnePreciseID™) for KYC, credit, and fraud decisions.
B2B Marketing Data
Firmographic, technographic, and intent data for targeted B2B outreach and lead scoring.
Flagship Products
Experian Ascend®
- Cloud-native decisioning platform for lenders
- Integrates credit, cash flow, and alt-data in one view
- Reduces onboarding time by 70%
CrossCore®
- Orchestrates identity, fraud, and compliance checks
- Supports step-up authentication and biometrics
- Processes 10,000+ decisions/sec globally
Milestones
2006
Acquired CCN
Acquired CCN
2011
Launched Precise ID
Launched Precise ID
2020
Ascend® goes cloud
Ascend® goes cloud
2023
Open Banking API suite
Open Banking API suite
Innovation & Ethics
Responsible AI Framework
All models undergo bias testing, explainability audits (SHAP/LIME), and human-in-the-loop review.
- GDPR & CCPA compliant by design
- Carbon-neutral data centers
- Public model registry (experian.ai/transparency)
Try It Yourself
Credit Score Simulator
Fraud Risk Heatmap
Real-time fraud alerts by geography and industry.
Contact Us
Corporate Headquarters
Address: 475 Anton Blvd, Costa Mesa, CA 92626, USA
Email: info@experian.com
Phone: +1 (714) 830-7000